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Stay up-to-date with the latest insurance news and updates from Dickey Insurance Solutions. Our comprehensive coverage of industry trends, regulatory changes, and emerging risks will provide you with valuable insights to make informed decisions for your insurance needs. Whether you’re seeking updates on auto, home, or commercial insurance, our blog keeps you well-informed and prepared. Explore our latest articles and stay one step ahead in protecting what matters most to you.

Replacement Cost vs. Actual Cash Value: What Homeowners Need to Know

When you purchase homeowners insurance, how your policy values your home and belongings can affect what you receive after a covered loss. Two common options are replacement cost and actual cash value. In 2025, Texas homeowners insurance losses totaled about $4.6...

Is Identity Theft Protection Insurance Worth Adding to Your Policy?

Identity theft can create more than financial headaches. If someone uses your personal information without authorization, you may have to spend time disputing fraudulent accounts, restoring your identity, contacting financial institutions, replacing documents, and...

Full Coverage vs. Liability Insurance: What’s the Difference?

Driving is a part of everyday life for millions of Americans. In fact, the average U.S. driver spends more than 50 minutes driving each day. With so much time spent on the road, having the right car insurance matters more than ever. But when it comes to choosing the...

Self-Employed Liability Insurance: What Coverage Do You Really Need?

Running your own business comes with freedom, flexibility, and responsibility. As a self-employed professional, you handle everything from client communication and daily operations to finances and business growth. But one area many business owners overlook is...

Rental House Insurance: What Coverage You Need as a Property Owner

Owning a rental property can be a strong source of income, but it also comes with risks. Property damage, tenant issues, and legal claims can all affect your investment. Without the right protection, one unexpected event can lead to major financial loss. Rental house...

How to Choose Homeowners Insurance Coverage Without Overpaying

Choosing homeowners' insurance is not just about buying a policy. It is about making sure your home, belongings, and financial future are properly protected without paying for coverage you do not actually need. Many homeowners struggle with balancing cost and...

Is It Best to Bundle Home and Auto Insurance?

Managing multiple insurance policies can feel overwhelming. Many homeowners look for ways to simplify coverage while saving money. One common solution is bundling policies. According to the National Association of Insurance Commissioners, insurers commonly offer...

What Is Landlord Insurance? Do I Need It?

Owning rental property in Texas is a great way to earn passive income. It can also bring challenges and risks. Protecting your investment should be a top priority. This is where landlord insurance comes in. Landlord insurance is a specialized policy designed for...

Home Insurance After Renovations: What to Know

Renovating your home can be exciting, giving new life to your space. From new paint and flooring to upgraded kitchens and bathrooms, renovations can transform a house into a dream home. But while you enjoy your improved space, one critical step is often overlooked:...

Second Home Insurance: What to Know

Owning a second home is exciting. It may be a vacation home in The Woodlands, Texas, a quiet cabin, or a rental property that earns income. But a second home also comes with risk. Many sit empty for weeks or months. Storms, theft, or water damage can happen when no...

Does Home Insurance Cover Hotel Stays?

Unexpected damage to a home can upend daily life. Families may not know where to stay or how to cover temporary expenses. Most homeowners’ insurance policies include Additional Living Expenses (ALE) coverage. This coverage can pay for hotel stays, meals, and other...

Additional Replacement Cost Protection Coverage Guide

Homeowners are often caught off guard by how expensive it has become to rebuild a home. What felt manageable just a few years ago can now carry a much heavier price tag. Higher material costs, limited labor availability, supply-chain delays, and construction inflation...

Motorcycle Insurance in Texas: Laws and Costs

Texas has one of the largest motorcycle populations in the United States. According to the Federal Highway Administration, Texas has over 400,000 registered motorcycles, placing it among the top states for motorcycle ownership. As more riders take to Texas roads to...

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