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Stay up-to-date with the latest insurance news and updates from Dickey Insurance Solutions. Our comprehensive coverage of industry trends, regulatory changes, and emerging risks will provide you with valuable insights to make informed decisions for your insurance needs. Whether you’re seeking updates on auto, home, or commercial insurance, our blog keeps you well-informed and prepared. Explore our latest articles and stay one step ahead in protecting what matters most to you.

What Does Full Coverage Car Insurance Actually Cover?

Choosing the right auto insurance policy is an important part of protecting yourself, your vehicle, and your finances on the road. While many drivers look for full coverage car insurance, the term can be confusing because it does not refer to one standardized policy....

What Happens When Your Home Insurance Policy Is Non-Renewed?

Receiving a home insurance nonrenewal notice can be stressful, especially when you depend on your policy to protect your home, belongings, and financial interests. A nonrenewal does not necessarily mean you did something wrong or that your home cannot be insured. An...

What Does Full Coverage Car Insurance Actually Cover?

What Happens When Your Home Insurance Policy Is Non-Renewed?

Replacement Cost vs. Actual Cash Value: What Homeowners Need to Know

When you purchase homeowners insurance, how your policy values your home and belongings can affect what you receive after a covered loss. Two common options are replacement cost and actual cash value. In 2025, Texas homeowners insurance losses totaled about $4.6...

Is Identity Theft Protection Insurance Worth Adding to Your Policy?

Identity theft can create more than financial headaches. If someone uses your personal information without authorization, you may have to spend time disputing fraudulent accounts, restoring your identity, contacting financial institutions, replacing documents, and...

Why an Annual Insurance Review Could Save You Thousands

Insurance is not something you should set and forget. Your home, vehicles, family, finances, and daily life can change from year to year, and your coverage may need to change with them. The National Association of Insurance Commissioners (NAIC) recommends reviewing...

Home Inventory Checklist: Make Insurance Claims Easier After a Loss

A home inventory can make a difficult insurance claim more manageable by giving you a detailed record of the belongings you own before a loss occurs. Yet many homeowners still do not have one. According to the Insurance Information Institute, 47% of homeowners...

Workers’ Compensation Insurance: What Employers Need to Know

Running a business involves more than managing daily operations. Employers must also understand how to protect their workforce and prepare for the financial impact of workplace injuries. Workers’ compensation insurance helps provide benefits to employees who...

Vacant Home Insurance: What Happens When a House Sits Empty?

A vacant home faces risks that an occupied property may not, including theft, vandalism, weather damage, and unnoticed maintenance issues. Standard homeowners' insurance may not provide full protection when a property remains empty for an extended period, making...

Texas Teen Driver Insurance: What Parents Should Expect

Adding a teen driver to your insurance policy is a major milestone for Texas families, and it often comes with both excitement and financial concern. Most parents are surprised by how quickly insurance costs increase once a teen is added to an existing policy. This...

Personal Umbrella Insurance: Who Needs It?

Many people assume their homeowners, auto, or recreational vehicle insurance policies provide enough liability protection. However, serious accidents and lawsuits can result in damages that exceed policy limits, potentially putting personal assets and future earnings...

Summer Insurance Checklist: 8 Risks Texas Homeowners Face

Summer brings longer days, family gatherings, vacations, and outdoor activities. It also introduces seasonal risks that can lead to property damage, liability claims, and unexpected expenses for homeowners. According to the U.S. Geological Survey, the United States...

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