Property Insurance

Filing a Flood Insurance Claim: What to Do After the Water Recedes

Filing a Flood Insurance Claim: What to Do After the Water Recedes

Flood damage can escalate in hours, leaving behind costly repairs and emotional stress. Many homeowners don’t realize how much a delay in response can impact their flood insurance claim. Acting quickly and following the right steps can help you protect your home,...

Property Insurance Agent: What They Do

Property Insurance Agent: What They Do

Your home is more than just walls and a roof. It holds memories, valuables, and the people you love. That’s why basic insurance coverage often falls short. A property insurance agent helps you find the right protection for your home and everything inside it. Instead...

Flood Protection: Keep Yourself Safe This Flood Season

Flood Protection: Keep Yourself Safe This Flood Season

Floodwaters don’t knock—they barge in, leaving destruction in their wake. Every year, torrential rains, overflowing rivers, and storm surges threaten homes, businesses, and entire communities. The devastating reality? Most people underestimate the risk until it's too...

Why Private Flood Insurance is Better Than FEMA

Why Private Flood Insurance is Better Than FEMA

Flooding is a big problem in Houston, Texas. Heavy rain and hurricanes can cause water to rise fast, putting homes and businesses in danger. Many people think government flood insurance will protect them, but that is not always true. You may not have enough coverage...

Should Landlords Require Rental Insurance?

Should Landlords Require Rental Insurance?

Landlords have a tough job. They need to protect their properties while keeping tenants happy. But when unexpected damage happens, like a fire or flood, the costs can add up quickly. Without extra protection, landlords could end up paying for problems they didn’t...

Does Landlord Insurance Cover Tenant Damage?

Does Landlord Insurance Cover Tenant Damage?

Owning rental property can be a great way to make money, but what if a tenant causes big damage? This is a worry for many landlords, especially when repair costs start to rise. Does landlord insurance cover tenant damage? If you rent out your property, knowing what...

Does Renter’s Insurance Cover Hurricane Damage?

Does Renter’s Insurance Cover Hurricane Damage?

Hurricanes are unpredictable and destructive, leaving behind a trail of devastation that can wipe out homes and belongings in an instant. If you're renting, you might wonder, does renter’s insurance cover hurricane damage? Many renters mistakenly believe they’re fully...

What is Landlord Insurance and Why is it Important?

What is Landlord Insurance and Why is it Important?

Owning rental property can be a great investment, but it also comes with risks. As a landlord, you’re not only responsible for your property but also for the safety of your tenants and any legal or financial issues that may arise. That’s where landlord insurance comes...

Can Insurance Deny a Claim? What To Do

Can Insurance Deny a Claim? What To Do

A scenario no one wants to imagine — you’ve been paying premiums for years, only to find your insurance claim unexpectedly denied. Suddenly, the protection you counted on feels uncertain, and frustration begins to set in. But why does this happen, and more...

Condo Insurance vs Renters Insurance: What You Need to Know

Condo Insurance vs Renters Insurance: What You Need to Know

What is the difference between renter's and condo insurance? While on the surface they sound similar, there are a lot more differences than you might think. Knowing which one better suits your needs is key to having the best coverage possible. In this blog, we’ll...

Personal Property Coverage: Everything You Need To Know

Personal Property Coverage: Everything You Need To Know

Everyone values their personal property. Whether it's your favorite couch, your laptop, or that valuable piece of jewelry, these items help make your house a home. But what happens if they get damaged or stolen? That's where personal property coverage comes in. What...

What is the 80% Rule in Homeowners Insurance?

What is the 80% Rule in Homeowners Insurance?

Many of us have heard of the 80% rule, but not all of us know exactly why this rule is important. What is the 80% rule in homeowners insurance, and why is it important? Let's discuss how this rule helps make sure you have enough coverage when you need it. What is the...

Types of Renters Insurance: Everything You Need To Know

Types of Renters Insurance: Everything You Need To Know

Renters insurance is a wise choice for anyone renting a condo, apartment, house, or room. This is because things happen and your stuff is valuable. Renters insurance can give you coverage not only to protect your things but also to provide you with temporary...

How can we help?

When it comes to finding insurance, Dickey Insurance stands as your reliable and trusted broker. We understand that everyone’s insurance needs are unique, which is why we provide personalized coverage options. Connect with one of our dependable agents for a quote.

Get Quote