Property Insurance

Optional Home Insurance Coverage & What’s Most Important

When it comes to protecting your home, understanding optional home insurance can make a big difference. A standard homeowners policy covers the basics, like your dwelling, personal property, and liability, but many risks remain outside that protection unless you add...

Who Needs Renters Insurance Coverage?

Renters insurance helps protect your things if something unexpected happens, like a fire, water damage, or theft. It also helps if someone gets hurt in your rental and you are responsible. More people are getting renters insurance because replacing their stuff can be...

Does Home Insurance Cover Flooding? Here’s What You Need to Know

The quick answer: No, home insurance does not cover flooding. Many homeowners don’t realize this until it’s too late. Floods can cause extensive damage. Without the right protection, you could be left financially vulnerable. It’s important to understand what’s covered...

Home Insurance After Paying Off Mortgage

Once you’ve paid off your mortgage, it feels like a huge weight has been lifted. But while you no longer have a lender to answer to, there are still important steps to take to protect your home. Just because you’ve finished paying off your home loan doesn’t mean you...

How Much Should You Insure Your Home For?

Your home is one of the biggest investments you'll ever make, so protecting it with the right insurance coverage just makes sense. But how much should you insure your home for? That’s a question many homeowners aren’t sure how to answer. Too little coverage could...

Flood Protection: Keep Yourself Safe This Flood Season

Floodwaters don’t knock—they barge in, leaving destruction in their wake. Every year, torrential rains, overflowing rivers, and storm surges threaten homes, businesses, and entire communities. The devastating reality? Most people underestimate the risk until it's too...

Why Private Flood Insurance is Better Than FEMA

Flooding is a big problem in Houston, Texas. Heavy rain and hurricanes can cause water to rise fast, putting homes and businesses in danger. Many people think government flood insurance will protect them, but that is not always true. You may not have enough coverage...

Should Landlords Require Rental Insurance?

Landlords have a tough job. They need to protect their properties while keeping tenants happy. But when unexpected damage happens, like a fire or flood, the costs can add up quickly. Without extra protection, landlords could end up paying for problems they didn’t...

Does Landlord Insurance Cover Tenant Damage?

Owning rental property can be a great way to make money, but what if a tenant causes big damage? This is a worry for many landlords, especially when repair costs start to rise. Does landlord insurance cover tenant damage? If you rent out your property, knowing what...

Does Renter’s Insurance Cover Hurricane Damage?

Hurricanes are unpredictable and destructive, leaving behind a trail of devastation that can wipe out homes and belongings in an instant. If you're renting, you might wonder, does renter’s insurance cover hurricane damage? Many renters mistakenly believe they’re fully...

What is Landlord Insurance and Why is it Important?

Owning rental property can be a great investment, but it also comes with risks. As a landlord, you’re not only responsible for your property but also for the safety of your tenants and any legal or financial issues that may arise. That’s where landlord insurance comes...

Can Insurance Deny a Claim? What To Do

A scenario no one wants to imagine — you’ve been paying premiums for years, only to find your insurance claim unexpectedly denied. Suddenly, the protection you counted on feels uncertain, and frustration begins to set in. But why does this happen, and more...

Condo Insurance vs Renters Insurance: What You Need to Know

What is the difference between renter's and condo insurance? While on the surface they sound similar, there are a lot more differences than you might think. Knowing which one better suits your needs is key to having the best coverage possible. In this blog, we’ll...

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