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Stay up-to-date with the latest insurance news and updates from Dickey Insurance Solutions. Our comprehensive coverage of industry trends, regulatory changes, and emerging risks will provide you with valuable insights to make informed decisions for your insurance needs. Whether you’re seeking updates on auto, home, or commercial insurance, our blog keeps you well-informed and prepared. Explore our latest articles and stay one step ahead in protecting what matters most to you.

Second Home Insurance: What to Know

Owning a second home is exciting. It may be a vacation home in The Woodlands, Texas, a quiet cabin, or a rental property that earns income. But a second home also comes with risk. Many sit empty for weeks or months. Storms, theft, or water damage can happen when no...

Does Home Insurance Cover Hotel Stays?

Unexpected damage to a home can upend daily life. Families may not know where to stay or how to cover temporary expenses. Most homeowners’ insurance policies include Additional Living Expenses (ALE) coverage. This coverage can pay for hotel stays, meals, and other...

Monthly House Insurance: What to Expect

When it comes to paying for homeowners' insurance, many people wonder what the standard setup is. Do you pay homeowners' insurance monthly or yearly? The answer depends on your situation. Yes, you can pay homeowners insurance monthly if your insurance company offers...

High Value Home Insurance: The Woodlands Guide

Homes in The Woodlands are built with care, detail, and top-tier materials. But not every insurance policy is built to match. Standard homeowners’ coverage often misses the mark when it comes to custom finishes, high-end features, and valuable possessions. That’s why...

Is Homeowners’ Insurance Required in Texas?

Your home is probably your biggest investment. But what would happen if it caught fire, flooded, or got hit by a storm? You’d want help paying for repairs or replacing your things, right? That’s where homeowners' insurance comes in. Here’s the thing: you may be...

Happy Two-Year Anniversary to Dickey Insurance Solutions!

It’s hard to believe it’s already been two years since we opened our doors at Dickey Insurance Solutions. As we celebrate this milestone, we want to thank our clients, partners, and team for helping us build something we’re truly proud of. Every conversation, policy,...

Does Home Insurance Cover Flooding? Here’s What You Need to Know

The quick answer: No, home insurance does not cover flooding. Many homeowners don’t realize this until it’s too late. Floods can cause extensive damage. Without the right protection, you could be left financially vulnerable. It’s important to understand what’s covered...

Home Insurance After Paying Off Mortgage

Once you’ve paid off your mortgage, it feels like a huge weight has been lifted. But while you no longer have a lender to answer to, there are still important steps to take to protect your home. Just because you’ve finished paying off your home loan doesn’t mean you...

How Much Should You Insure Your Home For?

Your home is one of the biggest investments you'll ever make, so protecting it with the right insurance coverage just makes sense. But how much should you insure your home for? That’s a question many homeowners aren’t sure how to answer. Too little coverage could...

Flood Protection: Keep Yourself Safe This Flood Season

Floodwaters don’t knock—they barge in, leaving destruction in their wake. Every year, torrential rains, overflowing rivers, and storm surges threaten homes, businesses, and entire communities. The devastating reality? Most people underestimate the risk until it's too...

Why Private Flood Insurance is Better Than FEMA

Flooding is a big problem in Houston, Texas. Heavy rain and hurricanes can cause water to rise fast, putting homes and businesses in danger. Many people think government flood insurance will protect them, but that is not always true. You may not have enough coverage...

How Usage-Based Car Insurance Works

Car insurance used to be simple—everyone paid a set amount based on general factors like age, location, and driving history. But now, technology is changing how insurance works. More people are choosing usage-based insurance (UBI), which gives a fairer price based on...

What Does Cyber Liability Insurance Cost in 2025?

Cyberattacks are not a matter of "if" but "when." Hackers are constantly finding new ways to steal information, shut down systems, and demand money from businesses. A single cyberattack can cost a company thousands or even millions of dollars. It can also damage its...

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