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Stay up-to-date with the latest insurance news and updates from Dickey Insurance Solutions. Our comprehensive coverage of industry trends, regulatory changes, and emerging risks will provide you with valuable insights to make informed decisions for your insurance needs. Whether you’re seeking updates on auto, home, or commercial insurance, our blog keeps you well-informed and prepared. Explore our latest articles and stay one step ahead in protecting what matters most to you.

What Happens When You Meet Your Deductible?

Insurance can feel a little confusing, but one of the most important parts to know is your deductible. A deductible is the money you pay yourself before your insurance company starts to help. When you understand what happens after you meet your deductible, it’s easier...

Filing a Flood Insurance Claim: What to Do After the Water Recedes

Flood damage can escalate in hours, leaving behind costly repairs and emotional stress. Many homeowners don’t realize how much a delay in response can impact their flood insurance claim. Acting quickly and following the right steps can help you protect your home,...

Home Insurance After Paying Off Mortgage

Once you’ve paid off your mortgage, it feels like a huge weight has been lifted. But while you no longer have a lender to answer to, there are still important steps to take to protect your home. Just because you’ve finished paying off your home loan doesn’t mean you...

How Much Should You Insure Your Home For?

Your home is one of the biggest investments you'll ever make, so protecting it with the right insurance coverage just makes sense. But how much should you insure your home for? That’s a question many homeowners aren’t sure how to answer. Too little coverage could...

Flood Protection: Keep Yourself Safe This Flood Season

Floodwaters don’t knock—they barge in, leaving destruction in their wake. Every year, torrential rains, overflowing rivers, and storm surges threaten homes, businesses, and entire communities. The devastating reality? Most people underestimate the risk until it's too...

Why Private Flood Insurance is Better Than FEMA

Flooding is a big problem in Houston, Texas. Heavy rain and hurricanes can cause water to rise fast, putting homes and businesses in danger. Many people think government flood insurance will protect them, but that is not always true. You may not have enough coverage...

How Usage-Based Car Insurance Works

Car insurance used to be simple—everyone paid a set amount based on general factors like age, location, and driving history. But now, technology is changing how insurance works. More people are choosing usage-based insurance (UBI), which gives a fairer price based on...

What Does Cyber Liability Insurance Cost in 2025?

Cyberattacks are not a matter of "if" but "when." Hackers are constantly finding new ways to steal information, shut down systems, and demand money from businesses. A single cyberattack can cost a company thousands or even millions of dollars. It can also damage its...

How Much Does Commercial Property Insurance Cost?

Many people pour years of hard work into building their business—only for an unexpected disaster to bring it all crashing down. A fire, a break-in, or a brutal storm could wipe out everything overnight. The financial devastation? Crippling. The emotional toll? Even...

General Liability VS Professional Liability: What’s The Difference?

For any business, having the right insurance is a must. Liability insurance helps protect businesses from unexpected problems. It acts as a safety net so businesses can keep running despite accidents or mistakes. Whether it’s a slip-and-fall in your office or a claim...

Your Complete Small Business Insurance Checklist

Protecting your small business isn’t just a smart move—it’s necessary for survival in today’s uncertain world. Proper protection brings you peace of mind so you can focus on growth. From lawsuits to natural disasters, having a complete small business insurance...

Insurance Trends We Are Seeing in 2025

The insurance world is changing quickly, and these changes affect both individuals and businesses. As an agency offering auto, property, and business insurance, we’ve seen firsthand how new technologies and customer needs are reshaping the industry. Staying informed...

Should Landlords Require Rental Insurance?

Landlords have a tough job. They need to protect their properties while keeping tenants happy. But when unexpected damage happens, like a fire or flood, the costs can add up quickly. Without extra protection, landlords could end up paying for problems they didn’t...

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